Qualifying For Medicare Under Age 65
When 你 are under 65, 你 become eligible for Medicare if:
- You have received Social Security Disability 保险 (SSDI) checks for at least 24 months
- Or, 你 have been diagnosed with End-Stage Renal Disease (ESRD)
Eligibility for Medicare due to a disability
You may qualify for Medicare due to a disability if 你 have been receiving SSDI checks for more than 24 months, also known as the two-year waiting period. The two-year waiting period begins the first month 你 receive an SSDI check. You will be automatically enrolled in Medicare at the beginning of the 25th month that 你 receive an SSDI check.
If 你 receive SSDI because 你 have Amyotrophic Lateral Sclerosis, 或肌萎缩性侧索硬化症, Medicare automatically begins the first month that 你r SSDI benefits start. You do not have the two-year waiting period.
Social Security—not Medicare—makes the determination of whether 你 qualify for SSDI checks and administers the program that provides the checks. For more information on the Social Security Disability 保险 program, it is recommended that 你 contact 你r local Social Security Administration (SSA) office.
Note: Railroad workers should contact the Railroad 退休 Board for information about disability annuity and Medicare eligibility.
ESRD医疗保险资格
You may qualify for ESRD Medicare if 你 have been diagnosed with kidney failure and 你:
- Are getting dialysis treatments or have had a kidney transplant
- 和:
- 您有资格获得SSDI
- You are eligible to receive Railroad 退休 benefits
- Or, 你, 配偶, or a parent have paid Medicare taxes for a sufficient amount of time as specified by the Social Security Administration
如果你年龄在65岁以下并且患有ESRD, when 你r Medicare benefits begin depends on 你r specific circumstances, including when 你 apply for Medicare, whether 你 receive dialysis at home or at a facility, and whether 你 get a kidney transplant. If 你 are eligible for ESRD Medicare, 你 can enroll in Parts A and B together at any time. Part A will be retroactive up to 12 months, but it cannot start earlier than the first month 你 were eligible for ESRD Medicare.
Note: If 你 are a railroad worker with ESRD, 你 must contact Social Security—not the Railroad 退休 Board—to find out if 你 are eligible for Medicare.
Because Social Security and Medicare eligibility rules are complex, it is recommended that 你 call Social Security at 800-772-1213 to get the most accurate information regarding 你r particular situation.
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